Kinetic Credit Union

About Us

Kinetic Credit Union serves the financial needs of the Valdosta State University community to include membership for faculty, staff, students, alumni, retirees, affiliate organizations and immediate family members. Kinetic Credit Union is owned and operated by its members, and as a nonprofit, exists to serve the members' best interests.

As a member, you are an owner; you are entitled to vote at the annual meeting to elect the Directors to serve you. Once you have joined, you will be able to employ the services provided by MEA.

To begin the membership process, submit an application at the branch or online at; once you’ve joined, you and your immediate family members who join have a lifetime membership, even if you change jobs or move. Students, if you join while in school and graduate, the account remains active; and Alumni, if you’ve graduated and need a place to start or continue your financial journey, Kinetic Credit Union is the place for you. For more details about membership, financial services or loans, please call or come by the branch.


We offer a wide variety of loans and account services: Savings Accounts, Free Checking, CD’s & IRAs,  Loans / Mortgages, Credit Cards, Online Services (E-Teller, E-Statements, Mobile Website),Student Check Cashing Service, Financial Counseling, Gift Cards, Discount theme park tickets just to list a few.

Hours of Operation

M 9am-5pm, T 9am-5pm, W 10:15am-5pm, TH 9am-5pm and Fr 9am-5pm

Mission Statement

Kinetic Credit Union provides financial products and services to all eligible members while providing for maximum strength, stability, and integrity of our financial cooperative.

Visit the Kinetic Credit Union website!